« The Guarantee Fund for Victims is a team of 343 employees whose daily commitment is to serve victims.
Shared values unite them :
- Respect: This is at the heart of the compensation and support mission.
- Solidarity: This is the raison d’être of the Guarantee Fund for Victims.
- Professionalism: It is an assurance of trust, which is granted by the victims and everyone involved in the case.
- Innovation: It inspires the actions of the Guarantee Fund for Victims in order to continuously optimise support for victims according to their expectations and the emergence of new needs.
We understand: It is impossible to put a price on a victim’s suffering. But compensation is a fundamental right, and our mission is to compensate each victim under the best possible conditions.
We have three priorities :
- Encourage victims’ efforts, so they can assert their rights as simply as possible,
- Provide prompt support to victims, to help them deal with their situation without delay,
- To offer everyone personalised, efficient, and caring support.
The Guarantee Fund for Victims is here, in the name of national solidarity, to guide each victim as they rebuild. »
As a public service for the compensation of victims of acts of terrorism, common law offences (assault and battery, sexual assault, swindling, etc.), or traffic accidents caused by uninsured or unknown drivers, the Guarantee Fund for Victims acts in the context of national solidarity, under the supervision of the Ministry of Finance.
It is a private body with moral rights, to which victims can assert their right to reparation through compensation for the physical, psychological, and material damages they have suffered.
In the public interest, the tasks of the Guarantee Fund for Victims consist mainly of :
- Taking care of victims of terrorist acts, traffic offences, and accidents when they cannot benefit from the traditional insurance mechanism due to, for example, the lack of a person identified as responsible for the events causing their injuries or damage (e.g. a motorist who fled), or when they have a specific status (civil war victim for victims of attacks), or when they are struggling to recover the damages owed to them following a criminal ruling.
- Seek recourse against at-fault parties – when they are identified — in order to obtain reimbursement of the sums paid and, above all, to hold them accountable for the seriousness of their actions.
- Proactively educate citizens, particularly regarding the risks of not insuring motor vehicles.
The Guarantee Fund for Victims consists of two organisations governed by two separate Boards of Directors:
- The FGAO: The Mandatory Third-Party Liability Insurance Guarantee Fund, created in 1951.
- The FGTI: The Guarantee Fund for Victims of Terrorist and Other Criminal Acts, created in 1986.
The two Funds are a single public service instrument for assisting victims, financed largely by contributions and levies on personal property insurance policies and contributions from insurance companies.
Key Figures 2017
More than 126,000 victims compensated
More than €557 million paid to victims
Under the FGTI :
90,120 compensated persons
403.5 million in compensation paid out
Under the FGAO :
36,340 people compensated
154.2 million in compensation paid out